Mackenzie Frazier Bennett,
CLU®, AAMS®
Chief Risk Officer, CRA Financial Planner, RJFS
EXPERTISE AND APPROACH
Nearly a decade ago, after a successful career in logistics and military operations, Mackenzie Bennett made the professional decision to join Cornerstone Retirement Advisors. He brings a disciplined, analytical approach to financial planning, using his background to help optimize long‑term performance, cash flow, and asset preservation for the clients he serves.
His experience in the United States Navy — managing multi‑million‑dollar operational budgets, conducting quarterly audits, overseeing thousands of liabilities and expenditures, and driving cost‑reduction initiatives across four commands — provides a strong foundation for guiding clients through budgeting, cash‑flow planning, emergency fund strategies, and conservative income‑focused solutions. At CRA, he applies this expertise to help clients strengthen their INCOME with confidence and clarity.
With advanced analytical and problem‑solving skills developed during his military service, Mackenzie leverages his CLU®, AAMS®, AHIP certification, and ACA health agent credentials to address real‑life financial challenges. He assists clients with financial planning, insurance strategies, tax-planning, retirement income planning, Social Security decisions, Medicare and healthcare navigation, and estate-planning coordination.
His focus is on helping clients evaluate risk‑management strategies and fixed‑income solutions — including CDs, bonds, Social Security optimization, structured notes, and personal pension vehicles — to support retirement readiness, asset preservation, and long‑term LEGACY planning.
PROFESSIONAL CREDENTIALS
- CLU® (Chartered Life Underwriter)
- AAMS® (Accredited Asset Management Specialist)
- AHIP‑certified and licensed independent ACA agent
- Series 7 and 66 securities licenses
- Life and health insurance licenses
BACKGROUND AND PERSONAL LIFE
Mackenzie resides in Ft. Thomas with his spouse, Hailey, their daughters, Aurora and Elena, and their dog, Chocolate. He continues to serve as an active member of the U.S. Navy Reserves and has been commissioned a Kentucky Colonel. He is also an active member of the International Order of Odd Fellows, the Chamber of Commerce, the Bob White Club, and Faith Church.
His blend of military discipline, financial expertise, and community involvement reflects his commitment to serving clients with integrity, responsiveness, and genuine care.
Raymond James is not affiliated with the above organizations and/or charitable causes.
